How A Change In Mortgage Rate Impacts Your Homebuying Budget
Mortgage Rates Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate, it affects what you can afford to borrow when you’re buying a home. As Sam Khater, Chief...
Housing Bubble? There’s No Reason To Panic Over Today’s Lending Standards
Housing Bubble Is there a housing bubble? Today, some are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash. One of the factors they’re pointing to is the availability of mortgage money. Recent articles about...
Home Pricing Strategy Santa Cruz – Why You Should Think About Listing Prices Like an Auction’s Reserve Price
Home Pricing Strategy In Santa Cruz For generations, the home-buying process never really changed. There was no real home pricing strategy for real estate in Santa Cruz or anywhere for that matter. The seller would try to estimate the market value of the home and tack...